Welcome to our comprehensive guide on military housing in Virginia Beach. If you are a military personnel stationed in this vibrant coastal city, finding suitable housing is crucial for you and your family’s well-being. In this article, we will provide you with all the information you need to make an informed decision about your next home in Virginia Beach.
Virginia Beach offers a wide range of housing options for military personnel, from on-base housing to off-base rentals and even homeownership opportunities. With its beautiful beaches, vibrant community, and close proximity to military installations, it’s no wonder why many military families choose to call Virginia Beach home. So, let’s dive into the details and explore the various housing options available for you and your loved ones.
On-Base Housing
Living on-base can offer numerous benefits for military personnel stationed in Virginia Beach. The convenience of being close to work, easy access to base amenities, and a strong sense of community are just a few advantages. On-base housing typically includes various types of accommodations, such as apartments, townhouses, and single-family homes. These homes are often well-maintained and provide a safe environment for military families.
Availability and Waitlist
The availability of on-base housing in Virginia Beach can vary depending on the military installation. It’s important to contact the housing office as soon as possible to inquire about availability and get your name on the waitlist if necessary. The waitlist for on-base housing can be quite competitive, especially during peak PCS (Permanent Change of Station) season, so it’s advisable to plan ahead and explore alternative housing options.
Amenities and Community
Living on-base in Virginia Beach means you’ll have access to a wide range of amenities and facilities within close proximity. Most military installations have their own schools, healthcare centers, recreational areas, and shopping centers. The sense of community on-base is also strong, with various events, activities, and support services available for military families. This can create a supportive and inclusive environment for you and your loved ones.
Off-Base Rentals
If you prefer the flexibility and independence of living off-base, Virginia Beach offers a diverse range of rental options to suit different preferences and budgets. From apartments in bustling urban areas to spacious townhouses and single-family homes in quieter neighborhoods, there’s something for everyone.
Types of Rentals
Virginia Beach has a variety of rental properties available for military personnel. Apartments are a popular choice, offering amenities such as swimming pools, fitness centers, and convenient access to nearby attractions. Townhouses provide a balance between apartment living and single-family homes, often with multiple floors and private outdoor spaces. Single-family homes offer more space and privacy, with the option to have a yard and dedicated parking.
Location Considerations
When searching for off-base rentals, consider the location in relation to your military installation, commute time, and proximity to essential amenities. Virginia Beach has various neighborhoods, each with its own unique character and offerings. Some neighborhoods are closer to the beach and offer a more laid-back atmosphere, while others are closer to commercial areas and provide easy access to shopping and dining options.
Homeownership Opportunities
Owning a home in Virginia Beach can be a rewarding investment for military personnel. It provides stability, the opportunity to build equity, and the freedom to customize your living space. There are several programs and resources available to assist military families in achieving homeownership.
VA Home Loans
As a military personnel, you may be eligible for a VA home loan, which offers favorable terms and benefits. VA loans require no down payment, have competitive interest rates, and don’t require private mortgage insurance. This can make homeownership more accessible for military families, even if they don’t have a large amount of savings for a down payment.
Homeownership Assistance Programs
In addition to VA loans, there are other homeownership assistance programs available in Virginia Beach. These programs provide financial assistance, down payment assistance, and counseling services for military families. They aim to make homeownership more affordable and accessible, particularly for first-time homebuyers.
Military Housing Allowance
The military housing allowance, also known as Basic Allowance for Housing (BAH), plays a significant role in covering the cost of housing for military personnel in Virginia Beach. The amount of BAH you receive depends on your rank, dependency status, and zip code of your military installation.
Understanding BAH Rates
It’s important to understand how BAH rates are determined to effectively plan your housing budget. BAH rates are reviewed annually and are based on local housing market data. The rates consider factors such as rental prices, utility costs, and average housing conditions in the area. Make sure to stay updated on the current BAH rates for Virginia Beach to accurately estimate your housing expenses.
Using BAH Wisely
While the military housing allowance is meant to cover your housing expenses, it’s crucial to use it wisely. Consider your overall financial situation and create a budget that allows you to comfortably meet all your living expenses, including housing, utilities, groceries, transportation, and savings. By managing your BAH effectively, you can ensure a stable and secure housing situation.
Proximity to Military Installations
One of the advantages of living in Virginia Beach is its close proximity to major military installations. This can significantly reduce your commute time and provide convenience for you and your family.
Naval Station Norfolk
Naval Station Norfolk, the largest naval base in the world, is just a short distance from Virginia Beach. This installation serves as the homeport for numerous aircraft carriers, submarines, and other naval vessels. Living in Virginia Beach allows for an easy commute to Naval Station Norfolk, minimizing time spent on the road and maximizing time with your loved ones.
Joint Expeditionary Base Little Creek-Fort Story
This joint base is located in Virginia Beach and serves as the homeport for various amphibious ships, special warfare units, and expeditionary forces. By living in Virginia Beach, you’ll have quick access to Joint Expeditionary Base Little Creek-Fort Story, making it convenient for military personnel stationed there.
Amenities and Facilities
Virginia Beach provides a plethora of amenities and facilities to cater to the needs of military families. From quality schools to healthcare centers and recreational areas, you’ll find everything you need within reach.
Schools
Virginia Beach is home to several excellent schools, both public and private, that offer quality education for military children. The school district is known for its commitment to academic excellence and provides a supportive environment for students from diverse backgrounds.
Healthcare Centers
Military families in Virginia Beach have access to top-notch healthcare through various medical facilities. Naval Medical Center Portsmouth, located nearby, offers comprehensive medical services for active-duty military personnel and their dependents. In addition, there are several private medical centers and clinics in Virginia Beach that cater to the needs of the community.
Recreational Areas
Living in Virginia Beach means being surrounded by beautiful beaches, parks, and recreational areas. The city offers numerous opportunities for outdoor activities, such as swimming, surfing, hiking, and cycling. Military families can take advantage of the natural beauty and enjoy quality time together in these scenic locations.
Cost of Living
Understanding the cost of living in Virginia Beach is crucial for effective financial planning. While the cost of living may vary depending on individual circumstances and preferences, it’s essential to consider various factors when budgeting for housing and daily expenses.
Housing Expenses
Housing expenses, including rent or mortgage payments, utilities, and maintenance fees, will be a significant portion of your budget. The cost of housing in Virginia Beach can vary depending on factors such as location, property type, and size. Researching the rental or real estate market and comparing prices can help you make an informed decision.
Utilities and Services
Utilities, such as electricity, water, gas, and internet, are essential expenses to consider. The cost of utilities can vary depending on the size of your home and usage. Additionally, factor in expenses for services like trash collection and home security systems, as they contribute to your overall cost of living.
Groceries and Dining
Food expenses are another significant aspect of the cost of living. Consider the average cost of groceries in Virginia Beach and plan your budget accordingly. If you prefer dining out, factor in the cost of eating at restaurants or ordering takeout. It’s important to strike a balance between eating out and cooking at home to manage your expenses effectively.
Transportation
Transportation costs can vary depending on your commute and lifestyle. If you live close to your military installation and can walk or bike, transportation expenses may be minimal. However, if you require a vehicle or rely on public transportation, consider expenses such as gas, insurance, maintenance, and public transit fares.
Neighborhood Highlights
Virginia Beach offers a diverse range of neighborhoods, each with its own unique character and attractions. Consider your lifestyle preferences and priorities when choosing the right neighborhood for you and your family
Oceanfront
The Oceanfront neighborhood is known for its stunning beachfront views and vibrant atmosphere. It offers a lively boardwalk lined with shops, restaurants, and entertainment options. Living in this neighborhood provides easy access to the beach and a bustling social scene. However, keep in mind that the Oceanfront area can be more crowded and touristy, especially during the summer months.
Sandbridge
If you prefer a more secluded and peaceful setting, Sandbridge is an ideal neighborhood to consider. Located south of the Oceanfront area, Sandbridge offers a tranquil beach environment with beautiful sand dunes and expansive waterfront properties. It’s a great option for those seeking a quieter lifestyle and closer proximity to nature.
Hilltop
Hilltop is a popular neighborhood located in the heart of Virginia Beach. It offers a mix of residential areas, shopping centers, and dining options. This neighborhood provides a convenient location, with easy access to major highways, military installations, and the Oceanfront area. Hilltop is an excellent choice for those seeking a central location with a bustling commercial scene.
Great Neck
The Great Neck neighborhood is known for its upscale residential areas and proximity to the Chesapeake Bay. It offers a suburban feel with beautiful homes, tree-lined streets, and well-regarded schools. Great Neck provides a peaceful environment, while still being within a short drive to the beach and other amenities.
Chesapeake Beach
Chesapeake Beach is a charming neighborhood located along the Chesapeake Bay. It offers a mix of residential properties, marinas, and waterfront parks. Living in Chesapeake Beach allows for easy access to water activities such as boating, fishing, and kayaking. It’s a serene and picturesque neighborhood, perfect for those who enjoy a waterfront lifestyle.
Tips for Finding the Perfect Military Home
Choosing the perfect military home in Virginia Beach requires careful consideration. Here are some tips to help you find the ideal home for you and your family:
Consider Your Needs and Preferences
Start by making a list of your must-have features and preferences in a home. Consider factors such as the number of bedrooms and bathrooms, size of the living space, yard space, and any specific amenities or facilities you desire. This will help you narrow down your options and focus on properties that meet your requirements.
Location, Location, Location
Think about the location that best suits your lifestyle and needs. Consider factors such as proximity to your military installation, schools, healthcare facilities, shopping centers, and recreational areas. Assess the neighborhood’s safety, accessibility, and overall vibe to ensure it aligns with your preferences.
Budget Wisely
Set a budget for your housing expenses and stick to it. Consider not only the cost of rent or mortgage payments but also additional expenses such as utilities, maintenance, and homeowners association fees if applicable. It’s important to find a balance between affordability and meeting your housing needs.
Do Your Research
Take the time to research the rental or real estate market in Virginia Beach. Look for reputable websites or consult with a real estate agent who specializes in military housing. Compare prices, amenities, and property features to ensure you make an informed decision. Reading reviews and getting recommendations from fellow military personnel can also provide valuable insights.
Visit Potential Homes
If possible, schedule visits to potential homes in Virginia Beach. Seeing the properties in person allows you to assess their condition, layout, and overall appeal. Take note of any repairs or maintenance issues that may need attention. Additionally, explore the neighborhood and amenities nearby to get a better sense of the overall environment.
Consider Future Plans
When choosing a military home in Virginia Beach, consider your future plans and potential changes. Think about the length of your assignment, the possibility of deployments, and any upcoming family changes. Choosing a home that can accommodate potential future needs will save you the hassle of moving again in the near future.
In conclusion, finding the ideal military housing in Virginia Beach is essential for your comfort, convenience, and overall well-being. Whether you prefer on-base housing, off-base rentals, or homeownership, this guide has provided you with a comprehensive overview of the options available to you. Remember to consider factors such as proximity to military installations, amenities and facilities, cost of living, and neighborhood highlights when making your decision. By following the tips provided, you can confidently find the perfect home for you and your family in Virginia Beach. We wish you the best of luck in your housing search and hope you enjoy all that this vibrant coastal city has to offer!